Dave Ramsey has impacted my life in so many ways. Years ago when I was a newly married young 20-something, I was foolish enough to think I didn’t need any financial advice. When my wife suggested we take Dave Ramsey’s Financial Peace University course, I said we could do a lot better things with $100. WRONG. We eventually did take the course and learned how to make our money work for us, instead of working for our money.
Dave’s radio show is an excellent extension of that training.
Whether you have taken his course or not, you can learn a lot from The Dave Ramsey Show. Any listener can call (or write) to ask Dave a question. He then answers their questions and explains why that is their best option. It’s interesting to hear how black and white Dave see’s these financial issues, where others see grey. He is very consistent in his answers, and focuses on getting people out of debt. He shows people how to build up an emergency fund and then live out their dreams. You’ll always hear him say “Live like no one else so later you can live like no one else”, meaning if you resist typical American culture and behavior regarding money (instant gratification and debt up to your eyeballs) then later you can live better than most Americans by reaping the rewards of your hard work and smart planning.
His company, Ramsey Solutions, offers several other great products.
On my Resources page you’ll find links to a handful of Dave’s books and his ‘Every Dollar Budget‘ tool. I’ve personally read a ton of his material and own several of his books which I reference from time to time. He’s got a few other Podcasts too including EntreLeadership, which discusses how to be a leader and run a respectable business.
Sometimes it’s easy to lose sight of your goals.
Everybody loses steam from time to time when working toward their financial goals. Dave’s materials and Podcasts especially, will help get you motivated and back on the right track. It’s amazing how a few minutes of listening to other people’s problems will remind you of what you don’t want to become. If you’re feeling down because you need to improve your financial situation or you just lack motivation, pick up a book or check him out on iTunes to get those mental juices flowing.
Just a warning. Dave Ramsey is a controversial guy
I’ve met a handful of people, my brother included, who roll their eyes at any mention of Dave Ramsey. I’m not sure if the anti-Dave crowd truly has a problem with Dave specifically, or if they are just sick of feeling guilty about their own financial choices. Ramsey is an outspoken Christian and a lot of his material is geared toward a Christian audience. Lord knows there are enough financial dirt bags out there, so I find Dave’s honesty and moral high ground to be refreshing. He’s also known for being anti-credit card, which doesn’t fly with a lot of people in this generation. If you try to tell someone their credit score doesn’t matter, they will spew several instances of when it did matter right back at you. Whether or not you’re a Christian or not, love credit cards, hate credits cards, etc. I suggest giving Dave Ramsey a shot. He’s a smart guy and helped us along our financial Journey. Besides, sometimes controversial people are the most fun to follow.